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The cheapskate guide to home security

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One of the best ways to improve your home security and bring down your home insurance premium is to install an alarm system. However, alarm systems can be quite expensive to install and maintain. Thankfully, there are a number of steps that you can take to improve your home security situation without breaking the bank.

Do not let the hedges, shrubs, trees and bushes that are near the windows of your property to become overgrown, as this can provide a burglar with a convenient hiding place on your property, making it more likely that they will target your home.

Deadbolts are the best protection available for doors, as they make them sturdier and a lot harder to break into. If the only way into your house is by making a lot of noise, such as smashing a window, then this can act as a deterrent as well as a natural alarm system.

Motion detectors, which turn on your driveway lights whenever anyone goes past your home in the dark, can be a highly effective deterrent to burglars and badly behaved children alike, and hint at the presence of a more expensive alarm system.

Few burglars will risk trying to gain access to a property that has a guard dog, but actually owning a dog can be a very expensive business, what with all the vet bills and expensive tins of jellied meat that a dog owner has to pay out for nowadays. If you cannot afford to keep a dog, or do not want the hassle, simply faking the presence of a four legged friend can be an effective deterrent to burglars. Leave some obvious canine accoutrements, such as a dog bowl, collar, or leash outside the front of your house, and most burglars will move along.

If you are a woman living alone, then it might be a good idea to try to give the impression that a big, burly man also lives there. Leave a massive pair of work boots and gloves out on your front doorstep, and it might make burglars think twice about trying your front door.

Use timer switches to turn lights and radios on when you are out of the house, as this can give the illusion that a property is occupied when it is really empty, which could be enough to prevent a burglar from trying your home.

All the cunning ruses in the world may be undone if you fail to lock all the doors and windows every time you leave the house. A lot of burglaries are opportunistic, quick affairs, so even if you are only going out to the shop, make sure that everything is locked before you do so.

Find out how you could save on your household, building and contents insurance cover with Kwik Fit's home insurance.

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